{"id":875,"date":"2026-03-20T08:37:49","date_gmt":"2026-03-20T07:37:49","guid":{"rendered":"https:\/\/vemsoft.hu\/?post_type=termek&#038;p=875"},"modified":"2026-03-25T11:09:29","modified_gmt":"2026-03-25T10:09:29","slug":"vbar-central-data-provision-and-query-interface-system","status":"publish","type":"termek","link":"https:\/\/vemsoft.hu\/hu\/termek\/vbar-central-data-provision-and-query-interface-system\/","title":{"rendered":"vBAR - K\u00f6zponti adatszolg\u00e1ltat\u00f3 \u00e9s lek\u00e9rdez\u0151 interf\u00e9sz rendszer"},"content":{"rendered":"<p>A <strong>vBAR alkalmaz\u00e1s<\/strong> lehet\u0151v\u00e9 teszi, hogy a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek a BISZ Zrt \u00e1ltal \u00fczemeltetett (KHR \u00e9s KPKNY) nyilv\u00e1ntart\u00e1sok \u00e9s a GIRO Zrt \u00e1ltal kiaj\u00e1nlott (BM) adatb\u00e1zisok adataihoz hozz\u00e1f\u00e9rjenek, illetve t\u00f6rv\u00e9nyben el\u0151\u00edrt adatszolg\u00e1ltat\u00e1si k\u00f6telezetts\u00e9geiknek eleget tegyenek. A vBAR rendszer tov\u00e1bbfejlesztett v\u00e1ltozata a <a href=\"\/hu\/termek\/mainframe-interface-for-publicly-certified-data-services\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>NIKA<\/strong><\/a> alkalmaz\u00e1sunk, amely a legmodernebb technol\u00f3gi\u00e1kra \u00e9p\u00fcl, \u00e9s sz\u00e1mos \u00faj funkci\u00f3val b\u0151v\u00fclt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Modulok \u00e9s alapfunkci\u00f3k<\/strong><\/h3>\n\n\n\n<div class=\"vs-vbar-wrap\">\n\n  <div class=\"vs-vbar-grid\">\n\n    <!-- KHR -->\n    <div class=\"vs-vbar-card vs-vbar-card--cyan\">\n      <div class=\"vs-vbar-icon vs-vbar-icon--cyan\">\n\t\t<svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#00e0ff\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" width=\"20\" height=\"20\">\n\t\t\t<ellipse cx=\"12\" cy=\"5\" rx=\"9\" ry=\"3\"><\/ellipse>\n\t\t\t<path d=\"M3 5v14a9 3 0 0018 0V5\"><\/path>\n\t\t\t<path d=\"M3 12a9 3 0 0018 0\"><\/path>\n\t\t  <\/svg>\n\t  <\/div>\n      <div class=\"vs-vbar-name\">KHR<\/div>\n      <p class=\"vs-vbar-desc\">\n        A vBAR rendszer gondoskodik a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek \u00e9s a KHR (K\u00f6zponti Hitelinform\u00e1ci\u00f3s Rendszer) k\u00f6z\u00f6tti k\u00f6telez\u0151 adatszolg\u00e1ltat\u00e1s technikai lebonyol\u00edt\u00e1s\u00e1r\u00f3l, \u00e9s lehet\u0151v\u00e9 teszi a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek sz\u00e1m\u00e1ra a KHR \u00e1ltal kiaj\u00e1nlott lek\u00e9rdez\u00e9si lehet\u0151s\u00e9gek el\u00e9r\u00e9s\u00e9t.\n      <\/p>\n      <div class=\"vs-vbar-groups\">\n        <div>\n          <div class=\"vs-vbar-group-label\">KHR adatok l\u00e9trehoz\u00e1sa<\/div>\n          <div class=\"vs-vbar-items\">\n            <div class=\"vs-vbar-item vs-vbar-item--accent\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              Adatkonszolid\u00e1ci\u00f3 (szerz\u0151d\u00e9s, sz\u00e1mla, \u00fcgyf\u00e9l adatok)\n            <\/div>\n            <div class=\"vs-vbar-item vs-vbar-item--accent\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              Megfigyel\u00e9s (negat\u00edv esem\u00e9nyek)\n            <\/div>\n          <\/div>\n        <\/div>\n        <div>\n          <div class=\"vs-vbar-group-label\">KHR interf\u00e9sz funkci\u00f3<\/div>\n          <div class=\"vs-vbar-items\">\n            <div class=\"vs-vbar-item vs-vbar-item--muted\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              KHR karbantart\u00e1s (lakoss\u00e1gi, v\u00e1llalati)\n            <\/div>\n            <div class=\"vs-vbar-item vs-vbar-item--muted\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              KHR lek\u00e9rdez\u00e9sek (lakoss\u00e1gi, v\u00e1llalati)\n            <\/div>\n            <div class=\"vs-vbar-item vs-vbar-item--muted\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              KHR kommunik\u00e1ci\u00f3 (GIROH\u00e1l\u00f3, GIROLock)\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <!-- GIRinfO -->\n    <div class=\"vs-vbar-card vs-vbar-card--blue\">\n      <div class=\"vs-vbar-icon vs-vbar-icon--blue\">\n\t\t<svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#00e0ff\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" width=\"20\" height=\"20\">\n\t\t\t<rect x=\"2\" y=\"2\" width=\"8\" height=\"8\" rx=\"2\"><\/rect>\n\t\t\t<rect x=\"14\" y=\"2\" width=\"8\" height=\"8\" rx=\"2\"><\/rect>\n\t\t\t<rect x=\"2\" y=\"14\" width=\"8\" height=\"8\" rx=\"2\"><\/rect>\n\t\t\t<rect x=\"14\" y=\"14\" width=\"8\" height=\"8\" rx=\"2\"><\/rect>\n\t\t\t<path d=\"M10 6h4M6 10v4M18 10v4M10 18h4\"><\/path>\n\t\t  <\/svg>\n\t  <\/div>\n      <div class=\"vs-vbar-name\">GIRinfO<\/div>\n      <p class=\"vs-vbar-desc\">\n        A GIRinfO szolg\u00e1ltat\u00e1s a GIRO Zrt p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek sz\u00e1m\u00e1ra kifejlesztett rendszer\u00e9re \u00e9p\u00fcl, mely egypontos el\u00e9r\u00e9st biztos\u00edt t\u00f6bb k\u00f6zhiteles adatb\u00e1zis adataihoz, egyablakos kiszolg\u00e1l\u00e1st megval\u00f3s\u00edtva.\n      <\/p>\n      <div class=\"vs-vbar-groups\">\n        <div>\n          <div class=\"vs-vbar-group-label\">GIRinfO lek\u00e9rdez\u00e9s<\/div>\n          <div class=\"vs-vbar-items\">\n            <div class=\"vs-vbar-item vs-vbar-item--blue\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              Okm\u00e1ny lek\u00e9rdez\u00e9s\n            <\/div>\n            <div class=\"vs-vbar-item vs-vbar-item--blue\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              Lakc\u00edm lek\u00e9rdez\u00e9s\n            <\/div>\n            <div class=\"vs-vbar-item vs-vbar-item--blue\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              J\u00e1rm\u0171 lek\u00e9rdez\u00e9s\n            <\/div>\n            <div class=\"vs-vbar-item vs-vbar-item--blue\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              Arck\u00e9p \u00e9s al\u00e1\u00edr\u00e1s lek\u00e9rdez\u00e9s\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <!-- KPKNY -->\n    <div class=\"vs-vbar-card vs-vbar-card--purple\">\n      <div class=\"vs-vbar-icon vs-vbar-icon--purple\">\n\t\t<svg viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#4ade80\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" width=\"20\" height=\"20\">\n\t\t\t<path d=\"M12 2L2 7l10 5 10-5-10-5z\"><\/path>\n\t\t\t<path d=\"M2 17l10 5 10-5M2 12l10 5 10-5\"><\/path>\n\t\t  <\/svg>\n\t  <\/div>\n      <div class=\"vs-vbar-name\">KPKNY (D\u00edjmentes k\u00e9szp\u00e9nz felv\u00e9telt lehet\u0151v\u00e9 tev\u0151 fogyaszt\u00f3i Nyilatkozatok K\u00f6zponti Nyilv\u00e1ntart\u00e1sa)<\/div>\n      <p class=\"vs-vbar-desc\">\n        A KPKNY modulon kereszt\u00fcl a p\u00e9nz\u00fcgyi int\u00e9zm\u00e9ny a nyilatkozatok adatait a k\u00f6zponti nyilv\u00e1ntart\u00e1sba tudja k\u00fcldeni, illetve le tudja k\u00e9rdezni az adott \u00fcgyf\u00e9l sz\u00e1m\u00e1ra nyilv\u00e1ntartott \u00e9rv\u00e9nyes nyilatkozat adatait.\n      <\/p>\n      <div class=\"vs-vbar-groups\">\n        <div>\n          <div class=\"vs-vbar-group-label\">KPKNY interf\u00e9sz funkci\u00f3<\/div>\n          <div class=\"vs-vbar-items\">\n            <div class=\"vs-vbar-item vs-vbar-item--purple\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              KPKNY karbantart\u00e1s\n            <\/div>\n            <div class=\"vs-vbar-item vs-vbar-item--purple\">\n              <span class=\"vs-vbar-item-dot\"><\/span>\n              KPKNY lek\u00e9rdez\u00e9s\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n  <\/div>\n\n  <!-- Note -->\n  <div class=\"vs-vbar-note\">\n    <strong>Modul\u00e1ris fel\u00e9p\u00edt\u00e9s<\/strong> - minden modul \u00f6n\u00e1ll\u00f3an is bevezethet\u0151 \u00e9s \u00fczemeltethet\u0151, az int\u00e9zm\u00e9ny egyedi ig\u00e9nyeihez igaz\u00edtva.\n  <\/div>\n\n<\/div>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fdc6ebe01eb&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fdc6ebe01eb\" class=\"wp-block-image aligncenter size-full is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"2131\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/vemsoft.hu\/wp-content\/uploads\/2026\/03\/vBar_architecture-scaled.png\" alt=\"VBar Architecture diagram\" class=\"wp-image-882\" style=\"aspect-ratio:1.2015612391100279;object-fit:cover;width:646px;height:auto\" title=\"\" 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